The coronavirus isn’t the only thing that’s spreading fast. So are scams related to the pandemic itself. The FTC says it has gotten more than a quarter-million consumer complaints about COVID-related scams and scams concerning federal stimulus help this year. Two-thirds of the complaints involve fraud or identity theft, and victims report losing nearly $195 million, with a median loss of $324. Median means half lost more than that and half lost less. People are doing more online shopping than ever before, because they’re not comfortable going out to the store. Debit cards are more dangerous, because once a robber has access to it, you can lose everything in your account. If you’re victimized using a credit card, the most you can lose, because of consumer protection laws is $50. To get money back
If you get a text or an email with a link to something, that’s a red flag, Don’t open attachments. That’s a good way for thieves to get into your computer and learn your passwords, birth date, Social Security number and other sensitive information.
Crooks are so slick these days that they can create websites that look like the real thing. “But you might not know what to look for, Before entering into any online transaction, make sure the site is legitimate. There are two ways to do this. First, look for the https:// in front of a website. Example: https://www.bestbuy.com. And to the left of that, look for the little padlock icon.
Other scams unique to 2020 involve federal stimulus money. Back in March, Congress passed and President Trump signed the CARES Act, which authorized $1,200 checks for tens of millions of individuals and $2,400 for couples, plus $500 per child. There has been talk of a second round of stimulus, including unemployment benefits, food stamps, and more. Scammers have taken full advantage of all this by reaching out to citizens claiming to be a federal or state agency and asking for sensitive info or “processing fees” to expedite assistance. You need to know that federal and state government agencies do not call, text or send emails to citizens asking for such information. If anyone claiming to be from such an agency asks for it, do not engage. Hang up the phone, Delete the email or text.
Cyb3rNub specializes in dealing with online scams and help provide reimbursement to their victims using disputes, tracking down digital fingerprints, cyber analysis and thorough investigation. Get money back today
Charity fraud is always a big one this time of year, You are advised to check out charities on your own, by visiting their websites—again, look for the security information mentioned above so you know it’s a real site. “It’s really important if you suspect a scam, to let us know. You can report problems Cyb3rNub. This information is then shared with some 3,000 federal, state and local law enforcement agencies nationwide.
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